Interpath has advised Momenta Finance, a UK-based specialist SME lender, on the sourcing, structuring, and implementation of a new committed £125m forward flow facility with a leading US investment bank.
The landmark transaction will enable Momenta to further scale origination across its unsecured SME lending product, strengthening its ability to provide efficient and reliable access to capital for UK businesses.
Momenta focuses on delivering tailored funding solutions to SMEs across the UK. This new facility represents a significant milestone in the firm’s growth strategy, enhancing its capacity to support local businesses with more flexible and affordable financing options.
The transaction was led by David Rochow, supported by Nico Angeliniadis and Jude Little from Interpath’s Financial Services Debt and Capital Advisory practice.
Jonathan Stern, Chief Financial Officer at Momenta, said: “This new forward flow facility represents an important step forward in Momenta’s growth journey. It directly supports our strategic ambition to build a capital-light alternative credit platform, enabling us to scale lending across a broader range of SME-focused products while continuing to deliver reliable and flexible funding solutions to UK businesses.”
Stuart Mogg, Head of Financial Services Debt and Capital Advisory at Interpath, commented: “I have known Jonathan and the Momenta team for many years and so it is fantastic to help them realise their growth ambitions with this landmark transaction. By securing a committed forward flow facility of this scale, Momenta is well-positioned to meet that demand and provide businesses with the confidence and liquidity they need to invest and grow.
This deal comes at a pivotal time for the UK SME lending market. There is substantial demand for agile funding solutions, which continues to rise amid tightening credit conditions and economic uncertainty. For Interpath, this transaction further strengthens our track record of supporting specialist finance service providers and underscores our ability to deliver innovative capital strategies that can help them meet the challenges and opportunities that this market presents.”
